by Kelly Burnison | Aug 30, 2021 | Uncategorized
THE ANDY BLAKE GROUP’S LIST
HERE ARE OUR PICKS FOR WHAT TO DO IN KC IN SEPTEMBER
by The Andy Blake Group | Mar 31, 2021 | Uncategorized
STAND UP TO CANCER WORKS TO OFFER THE NEWEST AND MOST EFFECTIVE CANCER TREATMENTS TO PATIENTS BY BRINGING TOGETHER THE BEST MINDS.
THEIR MISSION
STAND UP TO CANCER’S (SU2C) MISSION IS TO RAISE FUNDS TO ACCELERATE THE PACE OF GROUNDBREAKING TRANSLATIONAL RESEARCH THAT CAN GET NEW THERAPIES TO PATIENTS QUICKLY AND SAVE LIVES NOW.
WHAT THEY DO
Stand up to Cancer enables scientific breakthroughs by funding collaborative, multidisciplinary research teams, and investigators that focus on the most promising advancements in cancer treatments.
100% of donations received from the public support SU2C’s research programs.
WAYS TO GET INVOLVED
There are a variety of ways to get involved with Stand Up to Cancer from donating, to fundraising, to giving gifts, there are plenty of options if you feel you want to support their mission.
Want to see how you can help them? CLICK HERE!
Address
P.O. Box 843721
Los Angeles, CA 90084-3721
by The Andy Blake Group | Dec 30, 2020 | Kansas City, KC Area, Monthly Newsletter, Uncategorized
RMHC keep families close to their sick children while they get the care and supportive services they need.
On any given night, Ronald McDonald House Charities of Kansas City (RMHC-KC) serves 87 families. In 2019, our Houses and Family Room provided comfort and care to more than 8,200 families as well as opened our doors to support over 40,000 visits from family and friends of in-patients at Children’s Mercy.
THEIR MISSION
The mission of RMHC is to create, find, and support programs that directly improve the health and well-being of children and their families.
THE vision
A world where all children have access to medical care and their families are supported and actively involved in their children’s care.
WAYS TO GET INVOLVED
At RMHC they believe in bringing communities together at the global and local level to support families throughout their health care journey.Whether you can fulfill a wish list or volunteer locally, they need you in order to help serve others.
Want to see how you can help them? CLICK HERE!
Address
4328 Jackson Ave
Kansas City, MO
by Freddy Stosic | Sep 5, 2018 | Uncategorized
The last thing in the world you would ever want is to spend a bunch of time searching for a home, finding that perfect place and then not being approved for your mortgage. There are also many common mistakes homebuyers make that could make the process much more painful than it has to be.
We’re writing this article because we know how stressful it can be to buy a house. In order to make your process easier, we are going to cover the 9 things you shouldn’t do when buying a home.
1) Don’t overestimate your budget.
Ever heard the expression “House poor“? Many homebuyers overestimate what they can actually afford and end up with very little wiggle room financially. Before jumping into buying, make sure you have a realistic idea of the yearly costs involved with owning a home.
Remember, there is your mortgage, property taxes, utilities, insurance and repairs. All of this before you even think about making upgrades. Factor in all the costs and leave yourself some room.
2) Don’t let your emotions run wild.
Buying a home is one of the biggest decisions of your life. It’s normal to be excited and fall in love with a home. However, try to keep a level head. Falling in love with a home can cloud your judgement or end in disappointment. This can happen if unforeseen issues are exposed in the inspection or if someone puts in an offer before you.
If you don’t find a home… don’t get discouraged. Home searching can be a lengthy process. It will be worth it when you find the winner.
3) Don’t talk to sellers about plans for the house.
As much as you are excited to get in and put your personal touch on the home, it’s best to keep this to yourself. Sometimes home buyers meet and get to know the home owners. This is fine, but remember that the current owner will have an emotional attachment to the property.
It’s best not to make them feel like you’re going to come in and completely change the place. If you make conversation with the owners, just keep the conversation light.
4) Don’t withdraw or deposit a lot of cash.
Going further with your financial history, cash withdraws and deposits also play a part in your mortgage approval rate. Large quantities of cash going in or out of your accounts signals a warning sign that you do not have stability. Avoid any sporadic withdraws or deposits of large sums of cash.
5) Don’t apply for more credit.
The amount you are approved for on your mortgage comes down to your capital. How much money do you have at your disposal? Applying for extra credit increases your debt. This extra debt decreases the amount you will be approved for on a mortgage.
6) Don’t co-sign a loan.
While a loan may not technically be yours – it will still equally count towards your overall debt. Co-signing a loan can have an impact on not only the amount of your mortgage, but approval rate in general. Avoid co-signing any loans until you have purchased your home.
7) Don’t finance a car or furniture.
As financing is again a loan, it is therefore debt. Stay away from financing a car or furniture for the above mortgage approval reasons.
8) Don’t switch or leave your job.
Financial stability is one of the most important factors considered when a bank is approving your mortgage. The key to financial stability is having a dependable income. If you switch or leave your job, often or before applying for a mortgage, this may signal red flags.
If you are thinking about a move, hang tight with your job until after your mortgage is approved.
Ensure you don’t make these mistakes
There are many important things to consider when purchasing a home. It is one of the biggest decisions of your life.
In order to ensure that you get the house you want, when you want it, you need to understand and follow those above tips. Doing so will increase your chances of finding that perfect home and getting it. Remember that financials are very important when it comes time to apply for a mortgage. Make that your priority.
Also keep in mind the emotional aspects of purchasing a home and try to stay cool. It can be a draining process, but it will be worth it when you get the keys to the castle!
Are you looking for a home in the area? Give me a call. I’d love to help you find a home (and make sure you make none of the above mistakes in the process!)
